Guide to Shared Ownership

If you can’t quite afford the mortgage on 100% of a home, Shared Ownership offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to, this is called staircasing.

Bartram and Co work alongside some of the country's leading developers, housing associations, local authorities, registered providers and institutional property investors. Our experienced shared ownership team have been selling shared ownership homes throughout Buckingham and Northamptonshire for over 20 Years.

We will support you through the whole application and buying process, referring you to specialist independent financial and legal advisors, keeping everything as simple as possible.

Because of our commitment to providing the highest standards of customer service we adhere to the Property Ombudsman's Code of Practice. Our service to buyers is completely free so please register now and start your search for your Shared Ownership home.

How to apply

To buy a shared ownership home, you need to register with the Help to Buy agent in the area where you want to live.

North

Find out how to register and apply for shared ownership in the north.

https://www.helptobuyagent1.org.uk/applying-for-shared-ownership/

Midlands and London

Find out how to register and apply for shared ownership in the Midlands and London.

https://www.helptobuyagent2.org.uk/apply-online

South (excluding London)

Find out how to register and apply for shared ownership in the south.

https://www.helptobuyagent3.org.uk/user?ReturnUrl=%2fapply

Shared Ownership scheme Eligibility criteria

Your household earns £80,000 a year or less outside London, or your household earns £90,000 a year or less in London.

You are a first-time buyer, you used to own a home but can’t afford to buy one now or are an existing shared owner looking to move.

Priority is given to certain groups on government-funded shared ownership schemes. Depending on developments and shared ownership home-building programmes they may have some priority groups, based on local housing needs.

Register Your Interest in Shared Ownership With Us

Please complete this simple form to register your interest and learn more about current opportunities.

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