Guide to Buying

 

Finding your ideal home can be very challenging as the property industry is increasingly fast paced. However, by registering with Bartram & Co, we can help you find your ideal home, potentially giving you access to a property before it goes live to market, meaning you often get first refusal.

 

 

 

AFFORDABILITY & FINANCES

We advise all our clients that before making a purchase it is worthwhile to ensure finance arrangements are in place such as a mortgage agreed in principle and proof of deposit. We have a recommended panel of mortgage advisors who have access to whole of market mortgage rates, ensuring you get the best deal available at the time of your purchase.

 

 

 

SELLING OR BUYING IN A CHAIN

Buyers looking to purchase their next home may need to sell an existing property. To make sure you have best chance of buying your next home, we recommend our customers market their existing property as you begin your search, strengthening your chances of securing the home of your choice.

 

 

 

YOUR CHOICE

Every day, new properties come to the market and our friendly team can assist by helping you find the right one once we establish your needs. With our online walk-through tours, emails and alerts, our buyers often receive properties before they get advertised on Rightmove. This gives you a wide range of choice sometimes before other buyers are even aware.

 

 

 

VIEWING A HOUSE

By arranging a viewing with Bartram & Co, our staff members will accompany you to the property, providing a guided tour and ensuring any questions or queries are answered.

 

 

 

MAKING AN OFFER

If you want to buy the property you have viewed, then we would ask you to submit your offer verbally and by email to towcestersales@bartramandco.co.uk As part of the offer process, we ask to see your mortgage agreement in principle, along with confirmation of your instructed solicitor and a copy of your passport photo page or driving licence, plus two recent utility bills showing you are registered at your home address. This ensures we comply with anti-money laundering regulations.

 

 

 

OFFER ACCEPTED

When your offer has been accepted, we will provide a memorandum of sale to all parties, ensuring both solicitors are aware of the agreement to purchase and confirming the price and conditions.

 

 

 

CONVEYANCING

Whilst the conveyancing process can be stressful we have an in-house sales progressor who can help you with this, regularly communicating with all parties and keeping a close eye on your transaction. This can save weeks of delays and ensures the process goes as quickly and smoothly as possible.

 

 

 

GETTING CLOSE

When all the necessary information has been collated you will be invited by your solicitor to sign contracts. Completion dates are usually pre-agreed and you then transfer the deposit (unless it is part of your equity) ready for the exchange of contracts.

 

 

 

COMPLETION

Once contracts are exchanged and the date is agreed for completion, we will usually arrange for you to collect the keys from our office. Whilst we have no control over how quickly the sale monies are transferred, most sales complete late morning or early afternoon. We will then call you to confirm the keys are available for you to move in.

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